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Showing posts with label stretching the budget. Show all posts
Showing posts with label stretching the budget. Show all posts

Tuesday, May 1, 2012

Three More Ways To Save Money on the Grocery Bill


People often wonder how we can afford to feed nine children. The short answer is that we can't. Sometimes we don't know how we are going to make it. Sometimes we go weeks without a trip to the grocery store, living on what can be found in the pantry and freezer. These are the times that I fall back on my Dutch heritage, using the skills bred by generations of frugal living to create masterpieces of culinary genius. (I call it "pulling a rabbit out of my hat" and believe it is the closest mankind can come to imitating God's act of creation ex nilo.) Sometimes, the creativity reaches its limits and we eat strange and not so great meals. But God has always provided and we have never gone hungry. Here are three more ways you can make the grocery budget go farther.

  1. Learn To Eat What God Provides.  It is much easier to stick to a grocery budget if you teach your children (and yourself)  to not be picky eaters and learn to eat a wide variety of foods. Grocery stores often run specials on surpluses or foods nearing their expiration dates. Gardening friends will  sometimes offer extra produce when they have more than they can handle. (You know the joke about leaving your car locked during zucchini season?) Friends with chickens may gift you with farm fresh eggs. (I admit, this is my area of weakness. I much prefer the less healthy store bought ones.) Occasionally there are  leftovers from potlucks that no one else wants to take home. These gifts are not always what we would purchase had the choice been ours, but they are still a blessing which we are happy to receive. If you are not confined to the whims of picky eaters, you will have so many more opportunities to save money on the grocery bill! However, there are times when the cost of food needs to be measured in more than just dollars. Health should always be a consideration when you are choosing what to feed your family. Even though junk food sometimes appears cheaper, you will pay an additional cost for it in the long run through poor health and doctors bills. Sometimes, being frugal isn't really very frugal at all.
  2. Eat whole foods and cook from scratch.  While real food options don't usually go on sale or come with coupons, they are often a better value pound for pound and will do a much better job of satisfying appetites. Real foods don't come "ready made" so you are only paying for food, not convenience. And cooking from scratch gives you much more control over what is in your food, so you can make better nutritional choices. However, the recent popularity of organic foods has caused the cost of whole foods to climb. For those hoping to stretch the grocery budget, the best alternative is often to take a do it yourself approach.
  3. Raise Your Own. No matter who you are or where you live, there is always something you can do to grow your own food. Those blessed to live in the country will find it easy to keep a few chickens or plant a large garden. But the idea of raising your own groceries should not seem impossible even to those living in urban areas.  I grew up in the middle of the city, but my mom still had a garden every year. It meant the sacrifice of a good portion of our yard, but it was worth it. If a garden is not a possibility for you, try growing vegetables in containers or herbs and greens on a window sill. Houseplants are pretty and help to clean the air, but why not make them edible as well? At the very least, you can purchase some seeds (alfalfa, beans, etc.) and grow your own sprouts.
Though grocery prices continue to climb, it is still possible to stretch the budget with a little creativity and some good old fashioned elbow grease. The important thing is to remain balanced. Do what you can, but keep in mind that there are other factors to consider besides the dollar sign. Don't sacrifice your health for the sake of a good deal, and don't be afraid to choose convenience when you need to. Your time is worth something too.

Part One: Use What You Have

Monday, March 26, 2012

How To Repurpose A Winter Shirt For Summer

Hand-me-downs are a way of life in our home. A change of season means it's time to pull out the tubs of clothing from storage and find out what we will need to purchase, and what we already have. Out of season clothes are put back in the tubs for the next year and the next child. However, sometimes it makes more sense to repurpose winter clothes that still fit than it does to go out and purchase "new" ones.

Clothes that are too worn to pass on are great candidates for repurposing. Jeans with holes in the knees can be turned into shorts by cutting off the bottom of the legs. Long-sleeved shirts can be turned into Tshirts in the same way by cutting off the sleeves. The pant legs and sleeves can be hemmed, but it's not really necessary since the clothes are already grungy and will just be used for play.

Another good time to try repurposing is when you find yourself needing to purchase summer clothes for a child who has no younger siblings. Why give away all their winter clothes when they could just wear the same clothes for another season? In this situation, however, you will want the clothing to look nicer. That's why I love this kind of shirt:

Long-sleeved shirt with layered look

Just fold up the sleeves of the short "over shirt"



Cut off the sleeves of the mock "undershirt" where the two join, being careful not to cut into the material of the overshirt.


Enjoy your "new" short sleeved T-shirt.

"New" shirt, no need to hem!




Thursday, March 22, 2012

6 Things You Can Do Now To Save Money Next Christmas

1. Shop the back to school sales. I know, telling a homeschooler to shop the back to school sales is like telling you to breath. But while you are drooling over those piles of fresh white notepaper, new crayons, and gluesticks, try to imagine a home where every closet is not packed with colored paper, markers, and paintboxes. Yes, such places do exist. And in homes such as those, a box full of art supplies will be welcomed with shrieks of joy. The recipients will be amazed at your generosity, since such items cost a great deal more in December, never suspecting that you were clever enough to stock up when prices were ridiculously low. Don’t forget those homes with preschoolers. Preschoolers LOVE a new box of crayons.

2. Visit the dollar stores. There are two reasons you should be shopping now. First, you will find a lot nicer merchandise than you will at Christmas. Second, the crowds are smaller. Be sure to look for some coloring books to go with those crayons.

3. Yard sales, Goodwill, and other second hand or discount stores are a great place for Christmas shopping. Baskets and jars can be purchased cheeply for creative packaging. Also look for craft supplies and get statred making a few gifts. Toys can often be found in very good condition. Even if you don’t feel comfortable giving a second hand gift to someone else, your own children probably won’t mind. My children enjoy buying affordable gifts for each other.

4. Hit the clearance racks on November 1. Halloween clearance items make great gifts. Also, look for clearance candy that you can use in your holiday baking. Put it in the freezer to keep it fresh.

5. Take advantage of the bounty of nature. Keep an eye out for plants and flowers you can dry which would make nice additions to your holiday decore.

6. FOR NEXT YEAR: Stock up on Christmas clearance items for next year. If you don’t want to store things that long, at least look for stuff you can use for other holidays. Red for Valentines and Fourth of July, green for Easter and Saint Patrick's Day.



Use What You Have



This is the first part of what (I hope) will be a series sharing how I, as a mother of nine living in a one-income family, keep bellies full when the wallet is empty. If you have blogged on this topic, please leave a comment with a link to your post. 

Theoretically, I make a 2 week menu and go shopping every other week. In reality, the nature of my self-employed husband's occupation doesn't always allow for that. Sometimes he has unexpected gaps between jobs due to schedules being rearranged (he is a trim carpenter and can't trim until other phases of construction have been completed) or he hasn't gotten paid because the job isn't completed. In fact, there are often times when I need to stretch "two weeks" worth of groceries into three or four weeks. Once we even went six weeks without money for groceries. What does a mother of nine do when she has hungry mouths to feed, and "nothing" in the house to feed them?

The best way to make grocery money go farther is to not spend any of it. It is truly amazing how many meals I have been able to make when I have "nothing in the house" by using what was found in the cupboards, fridge, and freezer. This take a little bit of skill in knowing what types of foods taste good together and creativity in coming up with a substitute for a missing ingredient. But it really isn't that hard once you've had a little practice. I like to make a game of it, and sometimes I am (slightly) disappointed when the paycheck comes before I completely run out of food.

If you are used to being able to buy groceries whenever you need to, you might find it easy to over look the obvious when considering what you have on hand. For instance, I spent years throwing away perfectly good broth created by roasting chicken. Now I never take any of those cooking 'by products" for granted. Much of the time I will cook meats before adding sauces and seasonings so I can save the broth for other recipes. This broth is put into a container so the fat can harden and be skimmed off. Often I will use this grease for cooking purposes. (Hamburger grease from high quality beef is much healthier for frying eggs than chemical laden margarine.) If I de-bone meat, I save the bones for soup stock. If we have bits of leftover vegetables, I put them in a container in the freezer to make vegetable soup. I also save the water off canned vegetables for this purpose. I even save the water from canned tuna! It makes a great addition to seafood chowders.

Also, do your best to use food before it spoils. This is the greatest benefit of using what you have on hand. Not only does it keep you from spending more money, but it ensures that the money you've already spent has not been wasted.

For more budget stretching ideas, check out this article by my friend, Jimmie, on How To Skip Buying Groceries For a Week. She has done a great job of outlining a step-by-step process for creating a menu based on what's in your home. It is almost exactly the same method I use when cooking "from the pantry."

Part Two: Three More Ways To Save Money On the Grocery Bill


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